Va lumbar strain rating - How the VA rates IVDS. IVDS is a VA disability that can be rated at 10%, 20%, 30%, 40%, 50%, 60%, or 100% depending upon the frequency, severity, and duration of your symptoms. IVDS is rated under the VA’s Diagnostic Code 5243 and evaluated using two different methods.

 
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In 2016, in remanding the Veteran’s claim for an increased rating for his low back strain, the Board of Veterans’ Appeals ordered VA to obtain an examination that identified and described the severity of the neurological complications associated with that service-connected back disability. R-3008.The following spinal conditions are all rated under the same general rating formula: Lumbosacral or cervical strain (diagnostic code 5237): This would be the diagnostic code assigned to a Veteran experiencing pain in their neck or back. Spinal stenosis (diagnostic code 5238): Spinal stenosis is when the spaces in the spine are narrowed and ...5325 Muscle injury, facial muscles. Evaluate functional impairment as seventh (facial) cranial nerve neuropathy (diagnostic code 8207), disfiguring scar (diagnostic code 7800), etc. Minimum, if interfering to any extent with mastication—10. 5326 Muscle hernia, extensive. Without other injury to the muscle—10.Leah, discusses what to expect during a lumbar spine or low back pain C&P (Compensation and Pension) exam for VA disability. After filing a claim for a low b...In late 2017, VA began a multi-year effort to revise and update the VASRD, or VA Schedule for Rating Disabilities. The VASRD's 15 body systems had seen periodic updates, but this continuing effort reflects the first comprehensive review in 70+ years. Today, VA announced its next update: The musculoskeletal system and muscle injuries.(c) For VA rating purposes, the car- dinal signs ... the lumbosacral joints and lumbar spine, if ... 5237 Lumbosacral or cervical strain. 5238 Spinal ...The secondary condition has a disability rating of 30%. However, the 30% and 50% are not simply added together. Instead, the 30% is considered as a percentage of the previous 50% disability rating. Because 30% of 50% is 15%, the Veteran’s total new disability rating is 50+15 or 65%.May 6, 2024 ... #5 of 10 Common VA Disability Claims: Lumbosacral or Cervical Strain. 92.2% of Veterans were rated between 0% and 20%. Musculoskeletal system ...Here's a breakdown of the rating schedule: 10% - Minor limitation of motion accompanied by occasional episodes of pain. 20% - Moderate limitation of motion with frequent pain episodes. 30% - Marked motion limitation or constant pain. 40% - Severe motion limitation or pain so intense it hampers the ability to work.Limitation of Flexion of the Knee—Diagnostic Code 5260. Limitation of flexion of the knee is the most common knee condition for which veterans receive VA disability benefits. This condition refers to the range of motion of the knee as the veteran moves it or curls it inward towards the body. Typically, VA rates this condition based on the ...In this video, we'll see how to obtain a VA Disability Ratings for Neck Pain so you understand the rating criteria so you can maximize your Veterans Benefits...Many veterans find VAs rules for rating back disabilities confusing. Despite having severe impairment and a lot of pain, veterans often find that VA rates their back injuries at 10 or 20 percent. A lot of veterans feel that this 10 or 20 percent rating is low for how much their back disability affects them.The VA uses a general rating formula that considers the degree of flexion you have in both your cervical spine and thoracolumbar spine. You would receive a 100 percent disability rating if scoliosis caused your entire spine to freeze in an unmovable position. The greater the percentage of flexion you have in your spine after a diagnosis of ...Effects from neuralgia are considered moderate at worst by VA standards. The condition uses these sciatica VA rating guidelines: 20%: Moderate symptoms. 10%: Mild symptoms. Diagnostic code 8520, or paralysis of the sciatic nerve, has more extensive rating rules, including: 80%: Complete paralysis as evidenced by the foot dangling and dropping ...Veterans can also be service connected for back conditions that are not directly related to service. A secondary service-connected disability is a disability that resulted from a condition that is already service-connected. Here, veterans must provide medical evidence linking their back pain to their already service-connected condition.The VA rates range of motion differently for different areas of the body. Specifically, the VA examines ranges of motion for the cervical spine, or the neck and upper back, and the thoracolumbar spine or lower back. VA disability ratings can range from 0% up to 100% total disability depending on the severity of one’s range of motion injury.Weakness in your muscles. Pain that radiates from your back or neck into your arms or legs. Pain that gets worse when you sit, stand, twist, or cough. The pain may worsen with activity or when you are lying down. Remember that it is possible to have a herniated disc without symptoms.The VA uses a general rating formula that considers the degree of flexion you have in both your cervical spine and thoracolumbar spine. You would receive a 100 percent disability rating if scoliosis caused your entire spine to freeze in an unmovable position. The greater the percentage of flexion you have in your spine after a diagnosis of ...The rating decision on appeal was issued in July 2019. In a November 2019 VA Form 10182, Decision Review Request: Board Appeal/Notice of Disagreement (NOD), the Veteran elected the Hearing docket. ... the Veteran is currently diagnosed with obstructive sleep apnea, and he is service-connected for a lumbar strain, with degenerative …In late 2017, VA began a multi-year effort to revise and update the VASRD, or VA Schedule for Rating Disabilities. The VASRD's 15 body systems had seen periodic updates, but this continuing effort reflects the first comprehensive review in 70+ years. Today, VA announced its next update: The musculoskeletal system and muscle injuries.The VA offers a range of disability ratings for back pain, depending on the severity. VA disability ratings range from 0% to 100%. If your VA disability rating is at 100%, then you may be eligible for full disability benefits as well as a monthly VA disability compensation to help with any additional costs due to your service connected back pain.When dealing with a range of motion issue, you can receive a 100% disability rating for your back condition if you have stiffening of the entire spine. Additionally, a 50% rating for complete thoracolumbar spine stiffening and a 40% rating for the stiffening of the whole cervical spine are possible. There are also ratings of 30%, 20%, and 10% ...DISABILITY BENEFITS QUESTIONNAIRE BACK (THORACOLUMBAR SPINE) CONDITIONSFeb 24, 2020 · The following spinal conditions are all rated under the same general rating formula: Lumbosacral or cervical strain (diagnostic code 5237): This would be the diagnostic code assigned to a Veteran experiencing pain in their neck or back. Spinal stenosis (diagnostic code 5238): Spinal stenosis is when the spaces in the spine are narrowed and ... DDD tends to lead to osteoarthritis in the neck bones (primary disability). As this gets worse, it can pinch nerves going out of your neck affecting the shoulders/arms/hands. Internal arthritis can affect the spinal cord itself if the growth of bone intrudes on the space inside the spinal column.In 2016, in remanding the Veteran’s claim for an increased rating for his low back strain, the Board of Veterans’ Appeals ordered VA to obtain an examination that identified and described the severity of the neurological complications associated with that service-connected back disability. R-3008. Reply. aptdwn26. •. 38 CFR 4.71a under the "General Rating Formula for Diseases and Injuries of the Spine" is what the VA uses to determine the level of compensation for the back. 30 degrees flexion should get you to 40%. Any higher than that and you need ankylosis. Department of Veterans Affairs. Part 4. Authority: 38 U.S.C. 1155, unless otherwise noted. ... 5237 Lumbosacral or cervical strain : 5238 Spinal stenosis : ... Note (1): With actual …The VA uses a general rating formula that considers the degree of flexion you have in both your cervical spine and thoracolumbar spine. You would receive a 100 percent disability rating if scoliosis caused your entire spine to freeze in an unmovable position. The greater the percentage of flexion you have in your spine after a diagnosis of ...How the VA rates IVDS. IVDS is a VA disability that can be rated at 10%, 20%, 30%, 40%, 50%, 60%, or 100% depending upon the frequency, severity, and duration of your symptoms. IVDS is rated under the VA’s Diagnostic Code 5243 and evaluated using two different methods.1. The Veteran filed his claim of entitlement to an increased disability rating for lumbar strain on December 1, 2011. 2. The earliest factually ascertainable ...Conditions that commonly qualify for a VA disability rating for back pain include lumbosacral strain, spinal stenosis, vertebral fracture or dislocation, and spinal fusion. Depending on the severity of the condition and its associated symptoms, veterans may be eligible for various ratings, ranging from 10% to 100%.The VA uses a general rating formula that considers the degree of flexion you have in both your cervical spine and thoracolumbar spine. You would receive a 100 percent disability rating if scoliosis caused your entire spine to freeze in an unmovable position. The greater the percentage of flexion you have in your spine after a diagnosis of ...Jul 2, 2019 · If it is mild, it is rated 10%. If you are suffering from total paralysis, it can cause all the muscles below the leg and knee to stop working altogether. If this is the case, a rating of 80 percent is assigned. When one is suffering from severe but partial paralysis of the sciatic nerve, a 60% rating will be given. Oct 11, 2023 · The General Rating Formula for Diseases and Injuries of the Spine criteria that applies to thoracolumbar spine VA ratings is as follows: Description. VA Rating. Monthly payment (vet only) Unfavorable ankylosis of the entire spine. 100%. $3,737.85. Unfavorable ankylosis of the entire thoracolumbar spine. 50%. VA Ratings for Cervical and Lumbar Radiculopathy. If the veteran has objective signs of impairment that can be found via testing, they will get only a moderate rating. The moderate nerve rating changes based on the specific nerve. Most veterans receive a rating of 10 to 20 percent. Higher ratings are reserved for more severe cases.Apr 6, 2023 ... Back pain is one of the most common conditions for which veterans seek VA disability compensation. VA rates back conditions under the ...If back pain prevents veterans from working, they may be eligible for VA disability benefits. But some veterans don’t realize that chronic back problems can lead to additional disabilities in the future. In this case, veterans can also apply for secondary disability benefits. The secondary disability claims process is similar to filing an ...Microsoft Word - Book C Supplement No 63 for Feb 2021.doc. §4.71a Schedule of ratings—musculoskeletal system. ACUTE, SUBACUTE, OR CHRONIC DISEASES. …10% Military Neck VA Rating. To be granted a VA disability rating for military neck at 10%, you must meet one of these conditions: The cervical spine (the part of your spine in your neck) can bend forward more than 30 degrees but not more than 40 degrees. The combined range of motion of the cervical spine is greater than 170 degrees but not ...VA rates spinal stenosis according to 38 CFR § 4.71a – Schedule of Ratings, Musculoskeletal System, Diagnostic Code 5238. Specifically, VA rates spinal stenosis according to its General Rating Formula for Diseases and Injuries of the Spine, outlined below: 100% – unfavorable ankylosis of the entire spine. 50% – unfavorable ankylosis of ...A bulging or herniated disc can occur due to aging or physical injury. Regardless of the cause, the result is pain, numbness, discomfort, and weakness. If your military service caused or worsened an injury like this, you may be able to receive compensation from the VA. Talk to Us About Your Claim: (866) 232-5777.If service-connected, tinnitus is rated at 10%. Your current 40% plus an additional 10% would put you at 46% which rounds to 50%. 50% gets you cost-free medical care at the VA. If you retired with with 20 years, you can get your full retirement pay and VA disability compensation. In Louisiana, 50% gets you free drivers license, free permanent ...Microsoft Word - Book C Supplement No 63 for Feb 2021.doc. §4.71a Schedule of ratings—musculoskeletal system. ACUTE, SUBACUTE, OR CHRONIC DISEASES. Rating. 5000 Osteomyelitis, acute, subacute, or chronic: Of the pelvis, vertebrae, or extending into major joints,If the VA determines your spinal stenosis is service-connected, you will receive a disability rating between 0% and 100%. The rating will largely depend on …Yes range of motion is key if you want SC for “back strain” at a low percentage. To really bump it up in percentage, imaging shows them it’s skeletal, it doubled my rating after years of “back strain”. Of course this doesn’t apply if it is truly muscular, but it’ll at least give you an idea of severity. 4. Reply.IVDS commonly includes back pain and sciatica (pain along the course of the sciatic nerve into the buttock and the leg) in the case of lumbar disc disease, and neck plus arm or hand pain in the case of cervical disc disease. Lumbar IVDS accounts for 62% of all disc disease. All but 10% of lumbar IVDS is at the L4-L5 or L5-S1 level.Aug 2, 2022 · What Is the VA Disability Rating for Lumbosacral Strain? The VA disability rating for lumbosacral strain ranges from 10 to 100 percent, depending on the severity of the condition. For example, a veteran with mild symptoms may be rated at 10 percent, while a veteran with severe symptoms may be rated at 100 percent. Get the details on VA disability ratings for Insomnia during today's CCK LIVE! Find out what to expect at a C&P exam for insomnia, how VA will end up rating ...Apr 23, 2020 · Rating nerve conditions also involves identifying the nerve involved. For sciatica, for example, in radiculopathy of the lower back, the VA applies rating criteria specific to the sciatic nerve (diagnostic code 8720), and assigns a disability percent rating on whether the neuralgia is moderate or mild. If a nerve condition affects both sides of ... To file a VA claim to receive a VA rating for sacroiliitis, use the following five steps: Gather Documentation: Collect medical records showing current diagnosis, test results, service records, and other evidence, such as Medical Nexus Letter or Independent Medical Opinion (IMO) linking your sacroiliitis to your military service.This pinching leads to symptoms including pain, numbness, tingling, or weakness radiating from the spine to other parts of the body. The VA provides a rating for veterans diagnosed with radiculopathy based on the nerves affected and the condition’s severity. Talk to Us About Your Claim: (866) 232-5777.Acute, Subacute, or Chronic Diseases. Rating. 5000 Osteomyelitis, acute, subacute, or chronic: Of the pelvis, vertebrae, or extending into major joints, or with multiple localization or with long history of intractability and debility, anemia, amyloid liver changes, or other continuous constitutional symptoms. 100.If you decide that you want to set up a free consultation, it is easy to do so. Just call our office at (770) 214-8885 or complete and submit the consultation request form on this page. Travis Studdard is an attorney who focuses on representing veterans in VA disability compensation claims.20% Rating: You’re able to bend forward a bit more, between the length of a ruler and roughly the span of two hands. This rating applies if your back’s overall mobility …Acute, Subacute, or Chronic Diseases. Rating. 5000 Osteomyelitis, acute, subacute, or chronic: Of the pelvis, vertebrae, or extending into major joints, or with multiple localization or with long history of intractability and debility, anemia, amyloid liver changes, or other continuous constitutional symptoms. 100.Many veterans find VAs rules for rating back disabilities confusing. Despite having severe impairment and a lot of pain, veterans often find that VA rates their back injuries at 10 or 20 percent. A lot of veterans feel that this 10 or 20 percent rating is low for how much their back disability affects them.Leah, discusses what to expect during a lumbar spine or low back pain C&P (Compensation and Pension) exam for VA disability. After filing a claim for a low b...Sciatica is often caused by an injury, a ruptured intervertebral disk, or a narrowing of the spinal canal. This narrowing, called spinal stenosis, applies ...Lumbar spine strain vs sciatica. VA Disability. Was given a rating for lumbar spine strain, am a little confused and was advised by another vet to file for sciatica as a secondary condition. However, I have been reading through on the sciatica topic on Reddit and there seems to be a general opinion that sciatica is already baked into the back ...Lumbar strain (claimed as lower back condition) 10%. ... security standing shifts, etc) it won’t hurt. I don’t know if this stops me from getting my rating raised or not. I’m really wanting to know any advice on either getting this fixed, or getting my rating raised. ... I'm sure it can vary slightly but this appeared to by the order of ...VA rates lumbosacral strains under 38 CFR § 4.71, Schedule of Ratings – Musculoskeletal System, Diagnostic Code 5237. Importantly, this diagnostic code follows the General Rating Formula for …Examples of common service-related musculoskeletal conditions include: Tendonitis. Carpal tunnel syndrome. Trigger finger. Rotator cuff injuries. Muscle strains. Lower back injuries. Bone spurs in the spine, hip, and knee. There are over 150 different musculoskeletal conditions with varying degrees of short- and long-term health impacts.Managing Low Back Pain If you have low back pain, you are not alone. Up to 84 percent of people will experience back . pain at some point in their lives. It can interfere with work, daily activities, or simply enjoying life. Fortunately, most low back pain goes away within a few days and can be managed at home with self-treatment.Back pain and related injuries are one of the most common types of disabilities Veterans experience, due to the intense physicality associated with military ...In an October 2006 rating decision, the RO increased the disability rating assigned to the veteran's service-connected lumbosacral strain with degenerative disc disease (sometimes hereinafter referred to as low back disability), assigning, pursuant to 38 C.F.R. § 4.30, a temporary 100 percent disability rating based on surgical treatment ...Examples of common service-related musculoskeletal conditions include: Tendonitis. Carpal tunnel syndrome. Trigger finger. Rotator cuff injuries. Muscle strains. Lower back injuries. Bone spurs in the spine, hip, and knee. There are over 150 different musculoskeletal conditions with varying degrees of short- and long-term health impacts.The VA ratings of radiculopathy are presented and broken down into percentages. Mild cases, or cases resulting only in sensory symptoms like tingling, are rated between 10 and 20 percent. Moderate cases fall between 20 and 40 percent, typically involving serious sensory symptoms, such as tingling, numbness, and impeded movement.VA Disability Ratings for Arthritis in Back. Arthritis of the back is rated under 38 CFR § 4.71a, Diagnostic Code 5003 . The rating criteria is primarily based on the limitation of range of motion. However, if limitation of motion of the back renders a non-compensable (i.e., 0 percent) rating, a 10 percent rating will be assigned for each ...The Veterans Affairs Schedule for Rating Disabilities (VASRD) – page 1 of 3 To provide even more value to our veterans, this page is only available with an All-Access Membership . Become an All-Access Member to access this page, other exclusive content, the ability to contact our Military Disability Experts, course discounts, and more!Get ratings and reviews for the top 7 home warranty companies in Richmond, VA. Helping you find the best home warranty companies for the job. Expert Advice On Improving Your Home A...I did claim low back pain (sciatica). They denied the condition, then off the NOD they actually gave me "Lumbar strain" at 20 percent in 2006. I do have in my active duty medical record signs of left leg tingling, + sciatica, left buttox pain and l4 l5 radiculopathy. I just had my VA PCM give me a Lumbar MRI in 2007 and it shows L4-5 …This matter comes before the Board of Veterans' Appeals (Board) on appeal from rating decisions of the Department of Veterans Affairs (VA) Atlanta Regional Office (RO) in Decatur, Georgia. ... his currently diagnosed lumbar strain with degenerative disc disease of the lumbar spine, is due to his service-connected right knee disability ...Rating Back (Thoracolumbar) Neck (Cervical) 0%: Forward flexion measures 90° or more, OR combined ROM measures 240° or more. Forward flexion measure 45° or more, OR combined ROM measures 340° or more. 10%: Forward flexion measures more than 60° but not more than 85°, OR combined ROM is between 125° and 240°. Forward flexion …During your C&P low back exam and X-rays (usually taken), a current diagnosis will be given. It’s the examiners job to give a current and accurate diagnosis, not yours. Radiculopathy exam is part of the C&P exam. It is very possible to go to a C&P Thoracolumar exam with an initial diagnosis of lumbar strain, and come out with a diagnosis of ...Sep 23, 2022 · If you have muscular damage to your shoulder, you may be eligible for a rating from 0% to 40% (depending on the severity of the damage). Severe – rated at 30% to 40% depending on dominant or non-dominant arm. Moderately severe – rated at 20% to 30% depending on dominant or non-dominant arm. In 2016, in remanding the Veteran’s claim for an increased rating for his low back strain, the Board of Veterans’ Appeals ordered VA to obtain an examination that identified ... VA interprets ratings for radiculopathy as part and parcel of an increased rating for the spine. VA’s interpretation of this Case: 18-2928 Page: 4 of 15 Filed: 06 ...The VA may not rate myofascial pain syndrome specifically, but it does provide disability benefits for all types of chronic pain conditions. Depending on the severity of your condition and the symptoms you experience, you could receive a disability rating ranging from 0% to 100% or more. It all depends on the strength of your benefits claim …Aug 15, 2023 · This pinching leads to symptoms including pain, numbness, tingling, or weakness radiating from the spine to other parts of the body. The VA provides a rating for veterans diagnosed with radiculopathy based on the nerves affected and the condition’s severity. Talk to Us About Your Claim: (866) 232-5777. In order to be granted a VA disability rating for spinal stenosis at 10%, you must meet one of these conditions: The thoracolumbar spine (the part of the spine between your chest and your lower back) can bend more than 60 degrees but not more than 85 degrees. The cervical spine (the part of your spine in your neck) can bend forward more than 30 ...Lumbar strain (claimed as lower back condition) 10%. ... security standing shifts, etc) it won’t hurt. I don’t know if this stops me from getting my rating raised or not. I’m really wanting to know any advice on either getting this fixed, or getting my rating raised. ... I'm sure it can vary slightly but this appeared to by the order of ...Sep 6, 2018 · IVDS is rated under diagnostic code 5243, and the rating criteria relies on the number of incapacitating episodes and how much bed rest the veteran’s physician prescribed within the last year. The ratings range from 10% to 60%. 10% – “With incapacitating episodes having a total duration of at least one week but less than 2 weeks during ... Common Back Conditions. #1. Lumbosacral and Cervical Strain. Lumbosacral or cervical strain is an injury of the ligaments, tendons and/or muscles of the low back or neck, respectively. The injury usually results from stretching that causes a small tear in these tissues.A higher rating than those currently assigned is only provided by rating the service-connected lumbar spine disorders, degenerative joint disease and radiculopathy, separately. Neuritis of the sciatic nerve is rated under 38 C.F.R. § 4.124a, Diagnostic Code 8621, rather than Diagnostic Code 8626 for rating disability of the anterior crural or ...

The VA uses a table to determine combined ratings. For example, if you have a back pain disorder that is 50 percent disabling and another disorder that is 30 percent disabling, the VA uses a calculation table to determine a net disability rating of 65 percent. A combined rating may be given for back pain and an entirely different condition or .... Dollar2 bill worth 2003

va lumbar strain rating

Entitlement to service connection for a low back disability other than service-connected lumbar strain, to include degenerative disc disease and associated sciatica. 2. Entitlement to an increased rating for service-connected lumbar strain. 3. Whether the reduction from 20 percent to noncompensable for lumbar strain was proper. Yes range of motion is key if you want SC for “back strain” at a low percentage. To really bump it up in percentage, imaging shows them it’s skeletal, it doubled my rating after years of “back strain”. Of course this doesn’t apply if it is truly muscular, but it’ll at least give you an idea of severity. 4. Reply. There are 5 primary ways a veteran can prove Arthritis is service connected and get VA disability benefits: #1: Direct Service Connection for Degenerative Arthritis rated under DC 5003 with a rating of 10 percent or 20 percent. #2: Direct Service Connection for Post-Traumatic Arthritis rated under DC 5010 with a rating of 10 percent or 20 percent.Microsoft Word - Book C Supplement No 63 for Feb 2021.doc. §4.71a Schedule of ratings—musculoskeletal system. ACUTE, SUBACUTE, OR CHRONIC DISEASES. Rating. 5000 Osteomyelitis, acute, subacute, or chronic: Of the pelvis, vertebrae, or extending into major joints,VA Disability Ratings for Spinal Stenosis. The VA disability rating system for spinal stenosis is the same general formula as for other similar spinal conditions, including: Lumbosacral or cervical strain (diagnostic code 5237) – used to refer to neck or back pain,In August 1976, a VA regional office (RO) awarded service connection for a low back strain and assigned an initial noncompensable evaluation. R. at 3810; see R. at 3820-21 (July 1976 VA examination report reflecting a diagnosis of recurrent low back strain, negative Lasègue sign bilaterally,4 and normal deep tendon reflexes).Nov 20, 2017 ... Entitlement to a disability rating in excess of 20 percent for low back pain with degenerative disc disease (DDD) of the lumbosacral spine [ ...If the VA determines your spinal stenosis is service-connected, you will receive a disability rating between 0% and 100%. The rating will largely depend on …Sep 20, 2022 · Weakness in your muscles. Pain that radiates from your back or neck into your arms or legs. Pain that gets worse when you sit, stand, twist, or cough. The pain may worsen with activity or when you are lying down. Remember that it is possible to have a herniated disc without symptoms. If you have muscular damage to your shoulder, you may be eligible for a rating from 0% to 40% (depending on the severity of the damage). Severe – rated at 30% to 40% depending on dominant or non-dominant arm. Moderately severe – rated at 20% to 30% depending on dominant or non-dominant arm.A VA disability rating for Degenerative Disc Disease can be rated at 10%, 20%, 30%, 40%, 50%, or 100%. Your final VA disability rating for Degenerative Disc Disease depends upon the frequency, severity, and duration of your symptoms, including Painful Motion, Limitation of Range of Motion (ROM), and Functional Loss or Impairment.These are the VA disability rates for 2024. In 2023, the VA rates increased by 8.7 percent, and there was yet another increase in 2024. That being said, the calculations per rating are as follows: For 10 percent and 20 percent disability ratings, the monthly payments are $165.92 and $327.99, respectively..

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